Easypaisa Kamyab Mustakbil

First Term takaful in collaboration with EFU Life assurance which offers Shariah based term life insurance, Minimal annual premium and other Huge benefits.


Easypaisa in collaboration with EFU Life- Window Takaful Operations for the first time brings an attractive Term takaful plan for its customers.

The key features of Easypaisa Kamyab Mustakbil are as follows:

  • Shariah compliant term Takaful plan.

  • Minimal annual contribution.

  • Takaful Coverage with attractive benefits.

  • Flexibility of subscribing among various options.

Easypaisa Kamyab Mustakbil also provides its customer with the best of the services. Customer can buy the product and beneficiary can avail the subsequent coverage amount in case of Participants’s (covered member) unfortunate death in any one of the ways mentioned below:

  • Coverage amount will be saved in Saving Account with Easypaisa and return will be deposited to the beneficiary’s Account every month.

  • Beneficiary can also avail the option to collect the lump sum amount.

Through Easypaisa Kamyab Mustakbil, Participants (covered members) can pay a Contribution can get takaful coverage of up to PKR 1,000,000. The coverage is in the form of units. Details of the units are mentioned below



Sum Covered For Death

Annual Contribution

Unit 1

100,000 500

Unit 2

200,000 1,000

All amounts in PKR


** Participant (covered member) can contribute for maximum 10 units. For instance, by paying PKR 5,000 a customer can get coverage of PKR 1,000,000.


Who can subscribe:

  • All Easypaisa customers

  •  Age group of 18 to 64 years


What is not covered?

  • Suicide and Self Inflicted Injury

  • For self-enrollment, a waiting period of 30 days will apply.


How to Susbcribe

Customer can call 3737 to susbcribe for Easypaisa Kamyab Mustakbil


Claim Process:

As soon as a claim occurs, please intimate to Easypaisa’s dedicated helpline “3737”. EFU Life-Window Takaful Operations representative will handle all the takaful claims in order to provide efficient claims servicing to Easypaisa customers.  The services will be hassle free and within the terms and conditions of Term Takaful Policy. All the takaful claims will be processed and settled in a time bound manner.

Following documents shall be required by EFU Life - Window Takaful Operations in case of death claims:

  • Copy of death certificate issued by NADRA or union council.
  • Copies of National Identity Card of deceased and the claimant.
  • Claimants Statement.
  • Succession Certificate & Original Guardianship Certificate (in case the beneficiary is a minor).
  • Any other document deemed to be required during the claim investigation process.


Service Charges:

Customer will only pay the contribution amount. No other charges will be applicable.


Terms & Conditions:

Click Here to read detailed terms and conditions. 


Shariah Compliance:

Click Here to check the Shariah Compliance Certificate. 



Kamyab Mustaqbil Plan is a Takaful product underwritten, issued and subject to the terms and conditions set by EFU Life – Window Takaful Operations, a window Takaful operator having its principal office in Pakistan at 37-K Block 6, PECHS, Karachi 75400. Telenor Microfinance Bank Limited (Formerly Tameer Microfinance Bank Limited) has agreed to act as a corporate takaful agent of EFU Life-Window Takaful Operations.  Term Takaful Plan is only the name of the product and does not, in any way, indicate the quality of the product. Telenor Microfinance Bank is only acting as agent of EFU Life – Window Takaful Operations. EFU Life-Window Takaful Operations as the Window Takaful Operator is solely responsible for the policy documentation, its pricing, risk assessment, related documentation and claims/liabilities under the takaful  policy.  Telenor Microfinance Bank will not be responsible in any manner whatsoever with regards to the claim or liabilities under the policy if your application or claim is rejected by EFU Life – Window Takaful Operations nor will investigate or provide any opinion on the merits of the claim.

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